Money Is Math (But It’s Emotional)

Money Is Math (But It’s Emotional)

Investing confidence for women living across borders with Ana Herrero-Wallace.

Still Thinking? Act. 

Living internationally expands your world, but it can also quietly complicate the basics: banking, pensions, taxes, and the simple act of putting your money to work. In this conversation, Mickelle sits down with Ana Herrero-Wallace of Ada Invest, former US‑licensed equities trader, investor, and author of Still Thinking? Act. - for a grounded, elegant look at building wealth with clarity and calm.

Ana shares her Peregrine path from Madrid to the US, Budapest, London, and finally Amsterdam, and why moving to a partner’s home country can be both a beautiful choice and a genuine identity and career reset. From there, the conversation opens into the deeper layer: money is math, but it’s also emotional and cultural. The stories we inherit—about safety, worth, power, and what’s “for people like us”—shape whether we act, delay, or outsource.

What makes this episode land is its duality: real-world finance without intimidation, and emotional truth without the woo. The goal isn’t perfection. It’s momentum. Because as Ana reminds us: the best time to invest was yesterday—so the next best time is today.

In this episode

  • Why moving countries can create analysis paralysis around investing and how to simplify
  • The “money wound”: how early experiences shape financial behavior
  • Why women often make strong investors and what holds them back from starting
  • The rule of 72 + compound interest: why time is your biggest lever
  • A clean starting framework: low fees, diversification, and consistency (not perfect timing)
  • Why women need personal financial autonomy and the risks of outsourcing money entirely

About the guest: Ana Herrero-Wallace (Ada Invest) Ana Herrero-Wallace is a former US‑licensed equities trader, investor, and financial educator based in Amsterdam. She’s the founder of Ada Invest, where she helps professional women across Europe move from overthinking money to building long-term wealth through clear strategy, simple systems, and consistent action. She’s also the author of Still Thinking? Act., a practical finance guide written with women and European realities in mind.

Website:https://adainvest.co/

Social handles:https://www.linkedin.com/in/ana-herrero-wallace/

Book a discovery call:https://adainvest.co/talk

Masterclass + framework:Ana teaches her WEALTH framework—Worth, Earnings, Assets, Lifestyle, Time, Habits—through her masterclasses.  Check her events page.

For more episodes, visit:https://www.houseofperegrine.com/podcast

Share this with a Peregrine womanIf this episode sparked something, send it to a woman living abroad who’s ready to turn “someday” into a system.